:root {
    /* Color System - Premium Indigo Demo Theme */
    --zm-primary: #222566; /* Глубокий благородный индиго из демо */
    --zm-primary-dark: #161845;
    --zm-accent: #FF6B4A; /* Теплый коралловый */
    --zm-accent-hover: #E05333;
    --zm-success: #10B981;
    --zm-dark: #1A1D36; /* Очень темный индиго для заголовков */
    --zm-text-muted: #64748B;
    --zm-bg: #F8FAFC;
    --zm-white: #FFFFFF;
    --zm-border: rgba(226, 232, 240, 0.8);
    
    /* Layout Variables */
    --radius-lg: 24px;
    --radius-md: 16px;
    --radius-sm: 8px;
    --shadow-soft: 0 10px 30px -10px rgba(31, 38, 135, 0.05);
    --shadow-glass: 0 8px 32px 0 rgba(31, 38, 135, 0.06);
    --shadow-btn: 0 4px 14px rgba(255, 107, 74, 0.3);
}

/* RESET */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    -webkit-tap-highlight-color: transparent;
}
html {
    scroll-behavior: smooth;
    font-size: 17px;
}
body {
    font-family: 'Manrope', 'Nunito', sans-serif;
    background-color: var(--zm-bg);
    color: var(--zm-dark);
    line-height: 1.6;
    overflow-x: hidden;
    font-size: 16px;
}
a {
    text-decoration: none;
    color: inherit;
    transition: 0.2s ease;
}
ul {
    list-style: none;
}
button {
    font-family: inherit;
}

/* UTILS */
.wrapper {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    position: relative;
}

/* BACKGROUND LIQUID GRADIENTS */
.site-bg {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 900px;
    z-index: -1;
    overflow: hidden;
    background: radial-gradient(circle at 10% 20%, rgba(240, 247, 255, 0.8) 0%, rgba(244, 245, 256, 0.5) 100%);
}
.bg-sphere {
    position: absolute;
    border-radius: 50%;
    filter: blur(120px);
    opacity: 0.65;
    mix-blend-mode: multiply;
    animation: float-around 20s infinite alternate ease-in-out;
}
.bg-sphere.s1 {
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(34, 37, 102, 0.15) 0%, rgba(34, 37, 102, 0) 70%);
    top: -100px;
    right: 5%;
}
.bg-sphere.s2 {
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(255, 107, 74, 0.12) 0%, rgba(255, 107, 74, 0) 70%);
    top: 200px;
    left: -100px;
    animation-duration: 25s;
}

@keyframes float-around {
    0% { transform: translateY(0) scale(1); }
    100% { transform: translateY(30px) scale(1.1); }
}

/* TOP BAR */
.zm-top-bar {
    background: rgba(255, 255, 255, 0.8);
    backdrop-filter: blur(8px);
    border-bottom: 1px solid var(--zm-border);
    padding: 6px 0;
    font-size: 14px;
    color: var(--zm-text-muted);
}
.zm-top-bar-flex {
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.tb-left {
    display: flex;
    gap: 20px;
}
.tb-item {
    display: flex;
    align-items: center;
    gap: 6px;
    font-weight: 500;
}
.tb-right {
    display: flex;
    align-items: center;
    gap: 20px;
}
.tb-status {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-weight: 600;
    color: var(--zm-success);
}
.pulse-dot {
    width: 8px;
    height: 8px;
    background-color: var(--zm-success);
    border-radius: 50%;
    position: relative;
}
.pulse-dot::after {
    content: '';
    position: absolute;
    top: -2px; left: -2px; right: -2px; bottom: -2px;
    border: 2px solid var(--zm-success);
    border-radius: 50%;
    animation: pulse-dot-anim 1.5s infinite;
}
@keyframes pulse-dot-anim {
    0% { transform: scale(1); opacity: 1; }
    100% { transform: scale(2.2); opacity: 0; }
}
.tb-phone {
    font-weight: 700;
    color: var(--zm-dark);
}
.tb-phone:hover {
    color: var(--zm-primary);
}

/* HEADER */
.zm-site-header {
    background: rgba(255, 255, 255, 0.7);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid var(--zm-border);
    height: 68px;
    display: flex;
    align-items: center;
    position: relative;
    z-index: 100;
}
.zm-header-flex {
    display: flex;
    justify-content: space-between;
    align-items: center;
    width: 100%;
}
.zm-brand-logo {
    display: flex;
    align-items: center;
    height: 100%;
}
.zm-logo-img {
    height: 24px; /* Идеальная высота логотипа на десктопе */
    width: auto;
    display: block;
}
.zm-logo-img-white {
    height: 28px; /* Высота логотипа в футере */
    width: auto;
    display: block;
}

/* ФОЛБЕК-СТИЛИ ДЛЯ СТАРОГО ЛОГОТИПА (на случай кэша HTML) */
.zm-logo-text {
    display: inline-flex !important;
    align-items: center !important;
    font-weight: 800 !important;
    font-size: 24px !important;
    color: var(--zm-dark) !important;
    letter-spacing: -0.5px !important;
    line-height: 1 !important;
}
.zm-logo-o-svg {
    width: 19px !important;
    height: 19px !important;
    margin-left: 1px !important;
    display: inline-block !important;
    transform: translateY(1.5px) !important; /* Центрируем круг относительно букв */
}

/* Desktop Navigation */
.zm-desktop-nav {
    display: flex;
    gap: 32px;
}
.zm-desktop-nav a {
    font-size: 16px;
    font-weight: 600;
    color: var(--zm-dark);
    position: relative;
    padding: 8px 0;
}
.zm-desktop-nav a::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0; width: 0; height: 2px;
    background-color: var(--zm-primary);
    transition: width 0.25s ease;
}
.zm-desktop-nav a:hover {
    color: var(--zm-primary);
}
.zm-desktop-nav a:hover::after {
    width: 100%;
}

.zm-mobile-toggle {
    display: none;
    border: none;
    background: none;
    flex-direction: column;
    gap: 5px;
    cursor: pointer;
    padding: 6px;
}
.zm-mobile-toggle span {
    display: block;
    width: 22px;
    height: 2px;
    background-color: var(--zm-dark);
    transition: 0.3s;
}

/* HERO SECTION */
.zm-hero-section {
    padding: 60px 0 80px;
}
.hero-grid {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 60px;
    align-items: center;
}

/* Hero Text */
.hero-badge {
    background: rgba(255, 107, 74, 0.06);
    border: 1px solid rgba(255, 107, 74, 0.15);
    color: var(--zm-accent);
    padding: 6px 14px;
    border-radius: 30px;
    font-size: 13px;
    font-weight: 700;
    display: inline-block;
    margin-bottom: 24px;
}
.hero-text-content h1 {
    font-size: 50px;
    line-height: 1.15;
    color: var(--zm-dark);
    margin-bottom: 24px;
    font-weight: 800;
    letter-spacing: -1.5px;
}
.text-accent {
    color: var(--zm-primary);
}
.hero-text-content p {
    font-size: 18px;
    color: var(--zm-text-muted);
    margin-bottom: 36px;
    line-height: 1.6;
}

.zm-hero-features {
    display: flex;
    flex-direction: column;
    gap: 16px;
}
.zm-hero-features li {
    display: flex;
    align-items: center;
    gap: 14px;
}
.icon-wrap {
    width: 44px;
    height: 44px;
    background: rgba(37, 99, 235, 0.05);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--zm-primary);
    font-size: 18px;
    flex-shrink: 0;
}
.feature-texts {
    display: flex;
    flex-direction: column;
}
.feature-texts strong {
    font-size: 16px;
    color: var(--zm-dark);
}
.feature-texts span {
    font-size: 12px;
    color: var(--zm-text-muted);
}

/* --- WIDGET GLASSMORPHISM CALCULATOR --- */
.zm-calc-block {
    background: rgba(255, 255, 255, 0.7);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border: 1px solid rgba(255, 255, 255, 0.7);
    border-radius: var(--radius-lg);
    padding: 36px;
    box-shadow: var(--shadow-glass);
}
.calc-top h3 {
    font-size: 18px;
    font-weight: 800;
    margin-bottom: 24px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: var(--zm-dark);
}
.calc-tabs {
    display: flex;
    background: rgba(226, 232, 240, 0.5);
    padding: 4px;
    border-radius: 12px;
    margin-bottom: 28px;
}
.tab-btn {
    flex: 1;
    border: none;
    background: transparent;
    padding: 10px;
    border-radius: 9px;
    font-size: 14px;
    font-weight: 700;
    color: var(--zm-text-muted);
    cursor: pointer;
    transition: 0.25s ease;
}
.tab-btn.active {
    background: var(--zm-white);
    color: var(--zm-primary);
    box-shadow: 0 2px 8px rgba(0,0,0,0.03);
}

.calc-display {
    text-align: center;
    margin-bottom: 28px;
}
.calc-label-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 12px;
}
.calc-lbl {
    font-size: 12px;
    text-transform: uppercase;
    font-weight: 700;
    color: var(--zm-text-muted);
    letter-spacing: 1px;
}
.calc-val-large {
    font-size: 40px;
    font-weight: 800;
    color: var(--zm-primary);
    line-height: 1;
    letter-spacing: -1px;
}

.calc-slider {
    margin-bottom: 28px;
}
.slider-container {
    position: relative;
    height: 8px;
}
.slider-input {
    width: 100%;
    -webkit-appearance: none;
    height: 8px;
    border-radius: 4px;
    background: #e2e8f0;
    outline: none;
    cursor: pointer;
}
.slider-input::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: var(--zm-white);
    border: 3px solid var(--zm-primary);
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1);
    transition: transform 0.15s;
    margin-top: -2px;
}
.slider-input::-webkit-slider-thumb:hover {
    transform: scale(1.15);
}
.slider-limits {
    display: flex;
    justify-content: space-between;
    margin-top: 10px;
    font-size: 12px;
    color: var(--zm-text-muted);
    font-weight: 600;
}

/* PROMO BOX IN CALC */
.calc-promo-box {
    background: rgba(255, 107, 74, 0.05);
    border: 1px solid rgba(255, 107, 74, 0.1);
    border-radius: var(--radius-md);
    padding: 14px 18px;
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 24px;
}
.promo-icon {
    font-size: 24px;
    flex-shrink: 0;
}
.promo-texts {
    display: flex;
    flex-direction: column;
}
.promo-texts strong {
    font-size: 14px;
    color: var(--zm-dark);
}
.promo-texts span {
    font-size: 12px;
    color: var(--zm-text-muted);
}

/* STATS GRID */
.calc-stats-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    margin-bottom: 24px;
}
.cs-item {
    background: rgba(226, 232, 240, 0.3);
    border: 1px solid rgba(226, 232, 240, 0.5);
    padding: 12px 14px;
    border-radius: var(--radius-md);
    display: flex;
    flex-direction: column;
    gap: 4px;
}
.cs-item.wide {
    grid-column: span 2;
    display: flex;
    flex-direction: column;
}
.cs-lbl {
    font-size: 11px;
    text-transform: uppercase;
    color: var(--zm-text-muted);
    font-weight: 700;
    letter-spacing: 0.5px;
}
.cs-val {
    font-size: 17px;
    font-weight: 800;
    color: var(--zm-dark);
}

.calc-summary {
    background: rgba(37, 99, 235, 0.05);
    border: 1px solid rgba(37, 99, 235, 0.1);
    border-radius: var(--radius-md);
    padding: 16px;
    margin-bottom: 24px;
    display: flex;
    flex-direction: column;
    gap: 8px;
}
.summary-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 14px;
    color: var(--zm-text-muted);
    font-weight: 600;
}
.summary-item strong {
    font-size: 20px;
    font-weight: 800;
    color: var(--zm-accent);
    white-space: nowrap; /* Запрещаем перенос знака тенге */
    display: inline-flex;
    align-items: baseline;
    gap: 4px;
}

/* CTA BUTTON */
.btn-main-cta {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 8px;
    width: 100%;
    background: linear-gradient(135deg, var(--zm-accent) 0%, #FF8F74 100%);
    color: #fff;
    font-weight: 800;
    font-size: 16px;
    padding: 16px;
    border: none;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-btn);
    cursor: pointer;
    transition: transform 0.15s, box-shadow 0.15s;
    letter-spacing: 0.01em;
}
.btn-main-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(255, 107, 74, 0.4);
}
.btn-main-cta:active {
    transform: translateY(1px);
}
.calc-security {
    text-align: center;
    font-size: 11px;
    color: var(--zm-text-muted);
    margin-top: 14px;
}

/* =========================================
   OFFERS SECTION
   ========================================= */
.offers-feed {
    padding: 72px 0;
    background: #F1F5F9; /* Светлый серо-голубой фон подложки для сильного контраста с белыми карточками */
    border-top: 1px solid var(--zm-border);
    border-bottom: 1px solid var(--zm-border);
}
.section-header {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    margin-bottom: 48px;
}
.sh-pretitle {
    font-size: 11px;
    font-weight: 800;
    color: var(--zm-accent);
    letter-spacing: 2px;
    text-transform: uppercase;
    margin-bottom: 16px;
    background: rgba(255, 107, 74, 0.08);
    padding: 6px 16px;
    border-radius: 20px;
    display: inline-block;
}
.section-header h2 {
    font-size: 32px;
    line-height: 1.2;
    color: var(--zm-dark);
    font-weight: 800;
    max-width: 720px;
    margin-bottom: 24px;
}
.sh-tip-box {
    background: rgba(34, 37, 102, 0.03);
    border: 1px dashed rgba(34, 37, 102, 0.15);
    padding: 16px 24px;
    border-radius: var(--radius-md);
    display: inline-flex;
    align-items: center;
    gap: 16px;
    max-width: 680px;
    text-align: left;
    box-shadow: 0 4px 20px rgba(34, 37, 102, 0.02);
}
.sh-tip-icon {
    font-size: 24px;
    flex-shrink: 0;
    animation: pulse-tip 2.5s infinite ease-in-out;
}
.sh-tip-text {
    font-size: 14px;
    color: var(--zm-text-muted);
    line-height: 1.5;
}
.sh-tip-text strong {
    color: var(--zm-dark);
}
@keyframes pulse-tip {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.15); }
}

/* OFFER GRID */
.offers-listing {
    display: flex;
    flex-direction: column;
    gap: 28px; /* Увеличили расстояние между карточками */
}

/* OFFER CARD - HIGH CONTRAST SLATE */
.zm-card-item {
    background: #FFFFFF;
    border: 1px solid #E2E8F0;
    border-radius: var(--radius-lg);
    padding: 24px 32px;
    display: grid;
    grid-template-columns: 180px 1fr 200px;
    align-items: center;
    gap: 32px;
    position: relative;
    box-shadow: 0 10px 25px -5px rgba(31, 38, 135, 0.04), 0 8px 10px -6px rgba(31, 38, 135, 0.04);
    transition: transform 0.25s cubic-bezier(0.4, 0, 0.2, 1), 
                box-shadow 0.25s cubic-bezier(0.4, 0, 0.2, 1), 
                border-color 0.25s ease;
}
.zm-card-item:hover {
    transform: translateY(-4px);
    box-shadow: 0 20px 35px -8px rgba(34, 37, 102, 0.12);
    border-color: rgba(34, 37, 102, 0.3);
}

/* PROMO TAG ON CARD - FLOATING BADGE */
.promo-tag {
    position: absolute;
    top: -12px;
    left: 32px;
    background: linear-gradient(135deg, var(--zm-primary) 0%, var(--zm-accent) 100%);
    color: var(--zm-white);
    font-size: 10px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.8px;
    padding: 5px 12px;
    border-radius: 30px;
    box-shadow: 0 4px 10px rgba(34, 37, 102, 0.2);
    z-index: 2;
}

/* LEFT COLUMN: Logo, Rating & License */
.card-left-col {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 10px;
}
.logo-box {
    background: transparent;
    height: 52px;
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
}
.logo-box img {
    max-height: 100%;
    max-width: 100%;
    object-fit: contain;
    filter: drop-shadow(0 2px 6px rgba(0,0,0,0.02));
}
.card-rating {
    display: flex;
    align-items: center;
    gap: 4px;
    font-size: 12px;
    font-weight: 600;
}
.card-rating .stars {
    color: #FBBF24; /* Золотая звездочка */
    font-size: 14px;
}
.card-rating .rating-num {
    color: var(--zm-dark);
    font-weight: 700;
}
.card-rating .reviews-count {
    color: var(--zm-text-muted);
}
.card-license-desc {
    font-size: 9px;
    color: var(--zm-text-muted);
    text-align: center;
    line-height: 1.3;
}

/* MIDDLE COLUMN: Parameters & Features */
.card-mid-col {
    display: flex;
    flex-direction: column;
    gap: 16px;
    border-left: 1px solid var(--zm-border);
    border-right: 1px solid var(--zm-border);
    padding: 0 32px;
}
.params-grid {
    display: grid;
    grid-template-columns: 1.2fr 1fr 1fr;
    gap: 20px;
}
.param-box {
    display: flex;
    align-items: center;
    gap: 12px;
}
.param-icon {
    font-size: 20px;
    width: 38px;
    height: 38px;
    background: rgba(34, 37, 102, 0.04);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}
.param-data {
    display: flex;
    flex-direction: column;
}
.lbl-sm {
    font-size: 11px;
    text-transform: uppercase;
    color: var(--zm-text-muted);
    font-weight: 700;
    letter-spacing: 0.5px;
    margin-bottom: 2px;
}
.val-lg {
    font-size: 22px;
    font-weight: 800;
    color: var(--zm-dark);
    letter-spacing: -0.5px;
    line-height: 1.2;
}
.val-lg.hl {
    color: var(--zm-primary);
}
.val-md {
    font-size: 16px;
    font-weight: 700;
    color: var(--zm-dark);
    line-height: 1.2;
}

.card-features-row {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
}
.feat-badge {
    background: #F1F5F9;
    color: #475569;
    font-size: 11px;
    font-weight: 600;
    padding: 4px 10px;
    border-radius: 8px;
    border: 1px solid rgba(226, 232, 240, 0.6);
}

/* RIGHT COLUMN: Approval Bar, Button, Subtext */
.card-right-col {
    display: flex;
    flex-direction: column;
    gap: 12px;
}
.approval-indicator {
    display: flex;
    flex-direction: column;
    gap: 6px;
}
.approval-text {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 12px;
    font-weight: 600;
}
.app-lbl {
    color: var(--zm-text-muted);
}
.app-val {
    color: var(--zm-success);
    font-weight: 700;
}
.approval-bar-wrap {
    height: 6px;
    background: #E2E8F0;
    border-radius: 3px;
    overflow: hidden;
}
.approval-bar {
    height: 100%;
    background: linear-gradient(90deg, #34D399 0%, #059669 100%);
    border-radius: 3px;
}
.action-box {
    display: flex;
    flex-direction: column;
}
.btn-apply {
    display: block;
    width: 100%;
    background: linear-gradient(135deg, var(--zm-primary) 0%, #3B3F8C 100%);
    color: var(--zm-white);
    font-weight: 800;
    font-size: 15px;
    text-align: center;
    padding: 13px;
    border-radius: var(--radius-md);
    box-shadow: 0 4px 12px rgba(34, 37, 102, 0.15);
    transition: transform 0.15s, box-shadow 0.2s;
}
.btn-apply:hover {
    transform: translateY(-1px);
    box-shadow: 0 6px 16px rgba(34, 37, 102, 0.25);
}
.btn-apply:active {
    transform: translateY(1px);
}
.btn-subtext {
    font-size: 11px;
    color: var(--zm-text-muted);
    text-align: center;
    font-weight: 500;
}

/* =========================================
   STEPS SECTION
   ========================================= */
.process-block {
    padding: 72px 0;
    background: var(--zm-bg);
}
.process-container {
    background: var(--zm-white);
    border: 1px solid var(--zm-border);
    border-radius: var(--radius-lg);
    padding: 48px;
    box-shadow: var(--shadow-soft);
}
.steps-container {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    margin-top: 36px;
}
.step-item {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}
.step-num {
    background: rgba(37, 99, 235, 0.08);
    color: var(--zm-primary);
    width: 48px;
    height: 48px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 18px;
    margin-bottom: 20px;
}
.step-item h3 {
    font-size: 18px;
    margin-bottom: 12px;
    font-weight: 700;
}
.step-item p {
    color: var(--zm-text-muted);
    font-size: 14px;
    line-height: 1.6;
}

/* =========================================
   FAQ ACCORDION
   ========================================= */
.faq-section {
    padding: 72px 0;
    background: #FFFFFF;
}
.faq-grid {
    display: flex;
    flex-direction: column;
    gap: 12px;
    max-width: 760px;
    margin: 0 auto;
}
.acc-item {
    background: var(--zm-bg);
    border: 1px solid var(--zm-border);
    border-radius: var(--radius-md);
    overflow: hidden;
    transition: border-color 0.25s, background-color 0.25s;
}
.acc-head {
    padding: 20px 24px;
    font-weight: 700;
    font-size: 16px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
}
.acc-head .arr {
    font-size: 16px;
    color: var(--zm-text-muted);
    transition: transform 0.3s;
}
.acc-body {
    padding: 0 24px 20px;
    color: var(--zm-text-muted);
    font-size: 14px;
    line-height: 1.6;
    display: none;
}
.acc-item.active {
    border-color: rgba(37, 99, 235, 0.2);
    background: #FFFFFF;
}
.acc-item.active .acc-head {
    color: var(--zm-primary);
}
.acc-item.active .acc-head .arr {
    transform: rotate(180deg);
    color: var(--zm-primary);
}
.acc-item.active .acc-body {
    display: block;
}

/* =========================================
   LEGAL TEXT & FOOTER
   ========================================= */
.legal-disclaimer {
    padding: 48px 0;
    background: var(--zm-bg);
    border-top: 1px solid var(--zm-border);
}
.legal-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 40px;
}
.legal-col h3 {
    font-size: 14px;
    text-transform: uppercase;
    color: var(--zm-dark);
    margin-bottom: 16px;
    font-weight: 700;
}
.legal-col p {
    font-size: 12px;
    color: var(--zm-text-muted);
    line-height: 1.6;
    margin-bottom: 12px;
}

.zm-site-footer {
    background: #FFFFFF;
    border-top: 1px solid var(--zm-border);
    padding: 60px 0 40px;
    color: var(--zm-dark);
}
.zm-foot-logo {
    margin-bottom: 24px;
}
.zm-foot-logo .zm-logo-text .t1 {
    color: var(--zm-dark);
}
.zm-foot-logo .zm-logo-text .t2 {
    color: var(--zm-primary);
}

.footer-contacts {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 8px 40px;
    margin-bottom: 24px;
}
.footer-contacts p {
    font-size: 14px;
    color: var(--zm-text-muted);
}
.footer-contacts strong {
    color: var(--zm-dark);
}
.footer-contacts a {
    color: var(--zm-primary);
}
.footer-contacts a:hover {
    text-decoration: underline;
}

.foot-links {
    display: flex;
    gap: 24px;
    flex-wrap: wrap;
    padding-bottom: 24px;
    border-bottom: 1px solid var(--zm-border);
    margin-bottom: 20px;
}
.foot-links a {
    font-size: 13px;
    color: var(--zm-text-muted);
    font-weight: 600;
}
.foot-links a:hover {
    color: var(--zm-primary);
}

.zm-copyright {
    font-size: 12px;
    color: var(--zm-text-muted);
    line-height: 1.6;
}

/* =========================================
   MOBILE MENU OVERLAY
   ========================================= */
@media (max-width: 960px) {
    .hero-text-content h1 {
        font-size: 34px !important;
        letter-spacing: -1px;
    }
    .zm-site-header {
        height: 56px !important;
    }
    .zm-desktop-nav {
        display: none;
        flex-direction: column;
        align-items: stretch;
        position: fixed;
        top: 0; left: 0; right: 0; bottom: 0;
        background: rgba(255, 255, 255, 0.98);
        z-index: 200;
        padding: 100px 32px 40px;
        gap: 4px;
    }
    .zm-desktop-nav.show {
        display: flex;
    }
    .zm-desktop-nav a {
        font-size: 18px;
        padding: 14px 16px;
        border-radius: 12px;
    }
    .zm-desktop-nav a:hover {
        background: rgba(37, 99, 235, 0.05);
    }
    .zm-mobile-toggle {
        display: flex;
        position: relative;
        z-index: 210;
    }
    .zm-mobile-toggle.active span:nth-child(1) {
        transform: translateY(7px) rotate(45deg);
    }
    .zm-mobile-toggle.active span:nth-child(2) {
        opacity: 0;
    }
    .zm-mobile-toggle.active span:nth-child(3) {
        transform: translateY(-7px) rotate(-45deg);
    }
    
    .hero-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    .zm-calc-block {
        order: 2;
    }
    .hero-text-content {
        order: 1;
    }
    /* Скрываем длинный текст описания в hero на мобилке */
    .hero-text-content p {
        display: none;
    }
    
    .zm-card-item {
        grid-template-columns: 140px 1fr;
    }
    .action-box {
        grid-column: 1 / -1;
    }
    .steps-container {
        grid-template-columns: 1fr;
    }
    .legal-grid {
        grid-template-columns: 1fr;
        gap: 0;
    }
    .footer-contacts {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 480px) {
    html {
        font-size: 16.5px !important; /* Увеличили базовый масштаб для мобильных */
    }
    .zm-logo-img {
        height: 20px !important;
    }
    .zm-logo-text {
        font-size: 20px !important;
    }
    .zm-logo-o-svg {
        width: 16px !important;
        height: 16px !important;
        transform: translateY(1.2px) !important;
    }
    .tb-left {
        display: none;
    }
    .zm-top-bar {
        font-size: 12px;
    }
    .zm-top-bar-flex {
        width: 100%;
    }
    .tb-right {
        display: flex;
        justify-content: space-between;
        width: 100%;
        gap: 0;
    }
    .tb-update {
        text-align: right;
        margin-left: auto;
    }
    .zm-site-header {
        height: 52px !important;
    }
    .zm-hero-section {
        padding: 16px 0 12px !important;
    }
    .offers-feed {
        padding: 24px 0 36px !important;
    }
    .hero-text-content h1 {
        font-size: 28px !important; /* Увеличили размер заголовка на мобильном */
        line-height: 1.25 !important;
        letter-spacing: -0.5px !important;
    }
    .section-header {
        margin-bottom: 32px;
        padding: 0 8px;
    }
    .sh-pretitle {
        font-size: 10px;
        padding: 4px 12px;
        margin-bottom: 10px;
    }
    .section-header h2 {
        font-size: 22px !important; /* Увеличили заголовки секций */
        line-height: 1.3 !important;
        margin-bottom: 14px;
    }
    .sh-tip-box {
        flex-direction: column;
        text-align: center;
        padding: 14px;
        gap: 8px;
        margin: 0;
    }
    .sh-tip-icon {
        font-size: 20px;
    }
    .sh-tip-text {
        font-size: 13.5px; /* Увеличили текст совета */
    }
    .hero-badge {
        font-size: 13px; /* Увеличили бэйдж героя */
        padding: 6px 14px;
        margin-bottom: 16px;
        display: inline-flex;
        width: auto;
        max-width: 100%;
        line-height: 1.35;
    }
    .zm-calc-block {
        padding: 24px 16px;
        border-radius: 20px;
    }
    .calc-top h3 {
        font-size: 17px; /* Увеличили заголовок калькулятора */
        margin-bottom: 20px;
    }
    .calc-label-row {
        flex-direction: column;
        align-items: flex-start;
        gap: 4px;
    }
    .calc-val-large {
        font-size: 36px; /* Увеличили цифры в калькуляторе */
    }
    .calc-promo-box {
        padding: 12px 14px;
        gap: 10px;
    }
    .promo-texts strong {
        font-size: 14px; /* Увеличили промо-текст */
    }
    .promo-texts span {
        font-size: 12px;
    }
    .promo-icon {
        font-size: 22px;
    }
    .calc-summary {
        padding: 12px 14px;
        gap: 8px;
    }
    .summary-item {
        font-size: 13px; /* Увеличили пункты резюме */
    }
    .summary-item strong {
        font-size: 17px;
    }
    .btn-main-cta {
        font-size: 16px; /* Увеличили кнопку калькулятора */
        padding: 14px;
    }
    
    /* Mobile Offer Card Layout - Glass & Compact */
    .offers-listing {
        gap: 24px;
    }
    .zm-card-item {
        display: flex !important;
        flex-direction: column !important;
        align-items: stretch !important;
        padding: 24px 16px 16px !important;
        gap: 16px !important;
        background: #FFFFFF;
        border: 1px solid #E2E8F0;
        border-radius: 20px;
        box-shadow: 0 8px 20px rgba(31, 38, 135, 0.04);
    }
    .zm-card-item .promo-tag {
        position: absolute;
        top: -10px;
        left: 16px;
        font-size: 9px;
        padding: 4px 12px;
        margin-bottom: 0;
        max-width: calc(100% - 32px);
    }
    .card-left-col {
        display: flex !important;
        flex-direction: row !important;
        justify-content: space-between !important;
        align-items: center !important;
        width: 100% !important;
        gap: 10px !important;
    }
    .logo-box {
        width: 110px !important;
        height: 36px !important;
        justify-content: flex-start !important;
        margin: 0 !important;
    }
    .card-rating {
        font-size: 11px !important;
    }
    .card-license-desc {
        display: none !important;
    }
    .card-mid-col {
        border-left: none !important;
        border-right: none !important;
        padding: 0 !important;
        gap: 12px !important;
    }
    .params-grid {
        display: grid !important;
        grid-template-columns: 1.2fr 1fr 1fr !important;
        gap: 8px !important;
        background: rgba(226, 232, 240, 0.3) !important;
        padding: 8px !important;
        border-radius: 12px !important;
        width: 100% !important;
    }
    .param-box {
        gap: 4px !important;
    }
    .param-icon {
        display: none !important;
    }
    .lbl-sm {
        font-size: 8px !important;
        margin-bottom: 1px !important;
    }
    .val-lg {
        font-size: 14px !important;
    }
    .val-md {
        font-size: 12px !important;
    }
    .card-features-row {
        display: flex !important;
        gap: 6px !important;
        flex-wrap: wrap !important;
    }
    .feat-badge {
        font-size: 10px !important;
        padding: 3px 8px !important;
    }
    .card-right-col {
        display: flex !important;
        flex-direction: column !important;
        gap: 8px !important;
    }
    .approval-indicator {
        display: none !important;
    }
    .btn-apply {
        padding: 12px !important;
        font-size: 14px !important;
        border-radius: 12px !important;
    }
    .btn-subtext {
        font-size: 10px !important;
    }
    .foot-links {
        flex-direction: column;
        gap: 10px;
    }
}